More Hidden Auto Insurance Discounts

We Uncover More Hidden Car Insurance Discounts!

Remember our original article about hidden auto insurance discounts? Well, we have searched, read your feedback, and uncovered even more secret auto insurance discounts that you may not know about!

Why Are These Auto Insurance Discounts Secret?

Again, nobody thinks there is a grand conspiracy to keep you from saving money on your premiums. We do believe that there are some reasons that drivers miss these good deals though.

• You may need to shop around for companies that have the right combination of price breaks for you.
• Your agent may not have gotten the full story on your current circumstances. This may because he or she did not ask enough questions, has not contacted you lately, or just did a quick job with the interview.
• It is, in the end, your car insurance. If you want to make sure you qualify for every price cut, you need to contact your agent with any change in your circumstance. If you purchase a new car, move, or have a family member move out, you should get on the phone and ask some questions!

College Student Car Insurance Discount

If your son or daughter graduated high school, he or she may have moved to a college in another city. You may still want to keep your young adult child on your car, even if he or she does not have a vehicle while away at school. This means that yur child is not driving one of your vehicles while off at school, but may come home and use your car while home on vacation.

Some insurers will offer you a deeper discount in this situation. When your coed returns for summer or hoiday vacation, he or she can still be a named driver on your auto policy. However, he or she will not be driving the car 12 months a year. This can really help you save money on under 25 car insurance, and premiums for this age group tend to be high anyway!

You Can Switch Auto Insurers During Your Coverage Period

If you signed on for 6 months to a year, even if you paid in advance, you can still switch auto insurers. If you already paid, your old insurer will issue a refund.  If you did not pay in advance, you can cancel your billing.