Hidden Auto Insurance Discounts
Save Money With HIdden Car Insurance DIscounts!
Here are the auto insurance discounts you may not have heard of! In your search for lower priced auto insurance quotes, you may have overlooked this hidden discounts that can save you money. If you talk to an agent or company representative, be sure to ask about these so they do not get missed!
I am sure that nobody is hiding these discounts on purpose, but they do get missed a lot.
Top Secret Auto Insurance Discounts
These are the secret (or not) insurance discounts you may want to look for.
Car or Van Pools: Members of ride pools may find some really sweet deals. You may get a discount for deciding to do the economically and environmentally friendly thing. You may also be able to qualify for a low mileage discount because you save your car for trips around the neighborhood!
Of course, if you work at home, or if you are a stay at home Mom (Or Dad), you should also check into low mileage discounts. This is one that agents may not bring up, but may have access to if you ask. That is why quote forms usually ask you to estimate how much you drive every year too!
What Do You Do? Just as insurers use credit ratings to determine risk, they also find that people in some occupations are less risky than others. What you do for a living may earn your a nice price break with some companies.
Hybrid Car Discounts If you are looking for another reason to buy an environmentally friendly vehicle, you may add insurance discounts to the list. This is not really because hybrids are safer, but because insurance companies think that the kind of people who invest in them tend to be lower risk drivers!
Not Smoking You probably already know that non smokers get better rates for life and health insurance, but may not have realized that some companies offer a non-smoking car insurance discount too! They figure that smoking in a car is a distraction, and could also lead to fire damage.
Before you make a final decision, why not check into some of these hidden discounts. In my experience, the agents do not always think of them first. You have a right to be a good insurance shopper and make the most of your premium dollars!
Note that we have also added a hidden home insurance discounts article!
Here’s another hidden tip. You are not tied into your auto insurance policy. Even if you paid a year in advance, you can still cancel it and get a refund. A lot of people think they have to stay with their current insurer for the whole time period they paid for.